Every Indian credit card worth considering, in one place.

Which card wins for what

The "best credit card" depends entirely on where you spend. Start from the category that dominates your monthly budget, or open the optimizer and let it do the matching.

Every card, researched from source.

We list cards based on what they actually earn for real spenders in India — not what the marketing copy claims.

We start with the MITC, not the brochure

Every bank's Most Important Terms and Conditions document — the PDF they're legally required to publish — is our primary source. Earn rates, caps, excluded categories, fee waivers, milestone rules: if it's not in the MITC, we don't claim it.

We cross-verify with the community

Reddit's r/CreditCardsIndia catches things the MITC misses — silent devaluations, rule changes announced in obscure corners of a bank's site, merchant-specific exclusions that never make it into the product brochure. We use it to sanity-check, not replace, the official sources.

We show the last-verified date

Every card lists when we last verified its terms. Older than 30 days? Double-check the bank's current page before you apply — Indian credit cards get devalued faster than almost anywhere else. If you spot something that's drifted out of date, email us.