Every Indian credit card worth considering, in one place.

Every card, researched from source.

We list cards based on what they actually earn for real spenders in India — not what the marketing copy claims.

We start with the MITC, not the brochure

Every bank's Most Important Terms and Conditions document — the PDF they're legally required to publish — is our primary source. Earn rates, caps, excluded categories, fee waivers, milestone rules: if it's not in the MITC, we don't claim it.

We cross-verify with the community

Reddit's r/CreditCardsIndia catches things the MITC misses — silent devaluations, rule changes announced in obscure corners of a bank's site, merchant-specific exclusions that never make it into the product brochure. We use it to sanity-check, not replace, the official sources.

We show the last-verified date

Every card lists when we last verified its terms. Older than 30 days? Double-check the bank's current page before you apply — Indian credit cards get devalued faster than almost anywhere else. If you spot something that's drifted out of date, email us.